Disclaimer: StemKP provides strategic consultancy and informational support. We do not offer or broker financial products, nor do we act as a credit intermediary. StemKP is not a regulated entity under Portuguese law. Services involving financing, academic advisory, production support, or business entry coordination are facilitated through licensed third-party professionals. All decisions and agreements are made directly between the client and the licensed provider.

Cookie Policy

Effective Date: 01-08-2025 StemKP Knowledge Partners Lda (“StemKP”, “we”, “us”, or “our”) operates the website www.stemkp.com and uses cookies to enhance your browsing experience and ensure the proper functioning of our services.

1. What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help us recognize your browser, remember preferences, and analyze site usage.

2. Types of Cookies We Use

  • Essential Cookies: Required for core site functionality (e.g., navigation, security).

  • Performance Cookies: Help us understand how visitors interact with the site.

  • Functional Cookies: Remember your preferences and settings.

  • Analytics Cookies: Collect anonymized data for improving our services.

  • Third-Party Cookies: May be set by external services (e.g., embedded content, analytics tools).

3. Why We Use Cookies

We use cookies to:

  • Ensure website functionality and security

  • Analyze traffic and usage patterns

  • Improve user experience

  • Support marketing and outreach efforts

4. Managing Your Cookie Preferences

You can accept or reject cookies via the banner displayed on your first visit. You may also manage cookies through your browser settings:

  • Delete existing cookies

  • Block future cookies

  • Receive alerts before cookies are stored

Note: Disabling cookies may affect site performance and functionality.

5. Third-Party Services

Some cookies may be set by third-party providers (e.g., Google Analytics). These providers may process data outside the EU in accordance with their own privacy policies.

6. Your Rights

As an EU resident, you have the right to:

  • Access your data

  • Request deletion or correction

  • Withdraw consent at any time

For inquiries, contact us at privacy@stemkp.com.

7. Updates to This Policy

We may update this Cookie Policy to reflect changes in technology, law, or our practices. Please check this page periodically for updates.